Terms of Service

Acceptance of Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "Client", or "you") and Xentovaq AB ("Company", "we", "us", or "our"), registration number 623149-5489, located at Ringvägen 83, 114 43 Stockholm, Sweden.

By accessing or using our website (xentovaq.top) or engaging our corporate finance restructuring services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use our website or services.

These Terms apply to all users of our website and clients of our services, including without limitation users who are browsers, vendors, customers, merchants, and contributors of content.

Description of Services

Xentovaq provides corporate finance restructuring services specifically designed for travel and tourism businesses. Our services include but are not limited to:

• Debt restructuring and refinancing solutions
• Cash flow management and optimisation
• Strategic risk assessment and mitigation
• Financial planning and advisory services
• Stakeholder negotiation and communication
• Regulatory compliance guidance

Our services are provided on a professional basis in accordance with industry standards and applicable regulations. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with appropriate notice to existing clients.

Specific terms of service delivery, including scope, timelines, and fees, will be detailed in separate service agreements or engagement letters executed with individual clients.

User Obligations and Responsibilities

By using our website and services, you agree to comply with the following obligations and responsibilities:

General Conduct

• Provide accurate, current, and complete information when requested
• Maintain the confidentiality of any login credentials or access information
• Use our services only for lawful purposes and in accordance with these Terms
• Respect the intellectual property rights of Xentovaq and third parties
• Comply with all applicable laws, regulations, and professional standards

Prohibited Activities

You agree not to:

• Use our services for any illegal, fraudulent, or unauthorised purposes
• Attempt to gain unauthorised access to our systems, networks, or data
• Interfere with or disrupt the operation of our website or services
• Upload or transmit viruses, malware, or other harmful code
• Violate the privacy or rights of other users or third parties
• Engage in any activity that could damage our reputation or business interests

Failure to comply with these obligations may result in immediate termination of access to our services and potential legal action.

Intellectual Property

All content, materials, and intellectual property on our website and in our services, including but not limited to text, graphics, logos, images, software, methodologies, and documentation, are the exclusive property of Xentovaq or our licensors and are protected by copyright, trademark, and other intellectual property laws.

Our Rights

• We retain all rights, title, and interest in our proprietary methodologies and processes
• Our trademarks, service marks, and logos may not be used without prior written consent
• We reserve the right to protect our intellectual property through legal action

Your Rights

• Limited licence to access and use our website for its intended purpose
• Right to use materials provided as part of our services for your business purposes
• Ownership of your confidential business information remains with you

Any unauthorised use, reproduction, or distribution of our intellectual property is strictly prohibited and may result in legal action and claims for damages.

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of personal data is governed by our Privacy Policy, which forms an integral part of these Terms. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

We implement appropriate technical and organisational measures to ensure the security of personal data and comply with applicable data protection laws, including the General Data Protection Regulation (GDPR).

For detailed information about our data practices, please review our Privacy Policy at privacy-policy.html.

Limitation of Liability

To the maximum extent permitted by applicable law, Xentovaq shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, or other intangible losses, resulting from:

• Your use or inability to use our services or website
• Any unauthorised access to or alteration of your transmissions or data
• Statements or conduct of any third party on our website or services
• Any other matter relating to our services or website

Our total liability to you for all damages, losses, and causes of action arising out of or relating to these Terms or your use of our services shall not exceed the amount paid by you to Xentovaq in the twelve (12) months preceding the claim.

We provide our services on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for consequential or incidental damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

Professional Standards and Disclaimers

Xentovaq provides professional corporate finance restructuring services based on our expertise and experience. However, we must emphasise the following important disclaimers:

No Guarantee of Results

• We cannot guarantee specific outcomes or results from our restructuring services
• Market conditions, regulatory changes, and other factors may affect results
• Past performance is not indicative of future results

Professional Advice

• Our services constitute professional business advice based on available information
• You should consider seeking additional legal, tax, or accounting advice as appropriate
• Final decisions regarding restructuring remain your responsibility

We maintain professional indemnity insurance and adhere to industry standards, but cannot eliminate all risks associated with corporate restructuring activities.

Governing Law

These Terms of Service are governed by and construed in accordance with the laws of Sweden, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms will be brought exclusively in the courts of Stockholm, Sweden.

By using our services, you consent to the personal jurisdiction and venue of such courts. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

These Terms constitute the entire agreement between you and Xentovaq regarding the use of our services and supersede all prior and contemporaneous written or oral agreements between you and Xentovaq.

Termination

Either party may terminate the service relationship at any time with appropriate notice as specified in individual service agreements. Termination may occur under the following circumstances:

Termination by Xentovaq

• Breach of these Terms or service agreements
• Non-payment of fees or charges
• Illegal or unethical conduct
• At our discretion with reasonable notice

Termination by Client

• At any time with notice as specified in service agreements
• For convenience or change in business circumstances
• Dissatisfaction with services (subject to notice periods)

Effect of Termination

• All outstanding fees become immediately due and payable
• Confidentiality obligations survive termination
• We will return or destroy confidential information as requested
• Intellectual property rights remain with respective owners

Termination does not affect any rights or obligations that arose before the termination date.

Modifications to Terms

Xentovaq reserves the right to modify these Terms of Service at any time. When we make changes, we will:

• Update the "Last updated" date at the top of this page
• Post the revised Terms on our website
• Notify existing clients of material changes via email or other communication
• Provide reasonable notice before changes take effect

Your continued use of our services after any modification to these Terms constitutes acceptance of such changes. If you do not agree to the modified Terms, you must discontinue use of our services.

We encourage you to review these Terms periodically to stay informed of any updates or changes.

Contact Information

If you have any questions about these Terms of Service or need clarification on any provisions, please contact us:

For general enquiries, you may also contact us at contact@xentovaq.top. For specific legal matters relating to these Terms, please use the dedicated legal email address above.

Acknowledgement

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. These Terms represent the complete agreement between you and Xentovaq regarding your use of our services and supersede any prior agreements or understandings.